3528 Holly Street S - Photo 1
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3528 Holly Street S
3528 Holly Street S
3528 Holly Street S
3528 Holly Street S
3528 Holly Street S

3528 Holly Street S, Cambridge, MN 55008 - MLS# 7134489

MLS® #: 7134489|Days on Market: 10|Listed: Oct 20, 2026

$550,000

Bedrooms
4
Bathrooms
3
Square Feet
2,093
Acres
1.69
Year Built
2026
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Ceiling Fan(s), Central Air
Garages
3
Days on Market
10
School District
911 - Cambridge-Isanti

New construction is even better when you have a little room to breathe! This custom-built Cambridge home sits on a large, private lot and gives you 4 bedrooms, 3 bathrooms, a finished lower level, and a finished 3-car garage.

Inside, the main level feels bright and welcoming with an open layout, lots of natural light, and stainless steel appliances in the kitchen. You’ll find two bedrooms upstairs, including a primary suite with a private bathroom.

Head downstairs and there’s even more finished living space with 9 ft ceilings, two additional bedrooms, another bathroom, and a large family room. Whether you need space for kids, guests, working from home, or just want everyone to have a little room of their own, the layout gives you plenty of flexibility.

And let’s not forget that finished 3-car garage—because somehow there’s never such a thing as too much garage space in Minnesota!

A beautiful new home, a great setting, and everything finished so you can simply move in and enjoy it.

3528 Holly Street S, Cambridge, MN 55008

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Interior Information

BasementDaylight/Lookout Windows, Finished
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
Interior AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Size & Levels

LevelsSplit Entry (Bi-Level)
Total Finished Sq Ft2,389 sq ft
Above Grade Finished1,098 sq ft
Below Grade Finished995 sq ft
Main Level Finished133 sq ft

Bathrooms

Full Baths1
3/4 Baths2
Bathroom Details3/4 Basement, 3/4 Primary, Upper Level 3/4 Bath, Upper Level Full Bath

Rooms

Upper Level Rooms

Living Room21'1" x 15'2"
Dining Room10'10" x 10'9"
Kitchen10'3" x 10'9"
Bedroom14'5" x 14'3"
Bedroom 214' x 11'4"
Walk-In Closet10'11" x 3'3"
Primary Bathroom4'10" x 10'11"
Bathroom5'4" x 7'9"

Lower Level Rooms

Bedroom 313'5" x 12'5"
Bedroom 413'7" x 11'3"
Bathroom5'4" x 8'4"
Laundry9'7" x 8'
Storage8'5" x 16'4"
Recreation Room29'6" x 15'9"

Exterior & Parking

ExteriorEngineered Wood
FoundationPoured Concrete
Garage Stalls3
Garage Size28.7 x 21.6 (620 sq ft)
ParkingAttached Garage, Asphalt, Finished Garage, Insulated Garage
New ConstructionYes

Lot & Utilities

Property SubtypeSingle Family
Lot Size1.69 acres
Lot Dimensions175x395
ZoningResidential-Single Family
TownshipCambridge
CountyIsanti
SewerSeptic System Compliant - Yes
WaterWell

Financial & Tax Information

Annual Taxes$0
Tax Year2026
Tax w/ Assessments$0
Parcel Number153310060
Financing OptionsConventional, Cash
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2000-2009, about 88% of occupied homes are owner-occupied, and the average commute is 30 minutes.

Cost of Ownership

Median home value

$297,300

Lower than the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,324/yr

Lower than the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,946/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$695/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,425/mo

Similar to the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

88%

Higher than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

1995

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later4%
  • 2010-201915%
  • 2000-200922%
  • 1990-199917%
  • 1980-19898%
  • 1970-197916%
  • 1960-19697%
  • 1950-19595%
  • 1939 or earlier4%

Types of homes

The share of housing units in each building type.

  • Single-family detached81%
  • Townhome / attached6%
  • Mobile home8%

Getting Around

Average commute

30 min

Higher than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone75%
  • Carpool13%
  • Work from home10%

Homes with broadband

95%

Similar than Twin Cities metro overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Cambridge-Isanti Public School District

This home is in the Cambridge Primary School Elementary, Cambridge Middle School and Cambridge-Isanti High School attendance areas of Cambridge-Isanti Public School District.

Elementary

More than one school serves this area

Cambridge Primary School

Grades PK-2 · 2.4 mi away

Enrollment
498
Students per teacher
15.1

310 N Elm St, Cambridge, MN 55008

(763) 691-6500

Middle

Cambridge Middle School

Grades 6-8 · 1.4 mi away

Enrollment
607
Students per teacher
17.3

31374 Xylite St NE, Cambridge, MN 55008

(763) 552-6301

High

Cambridge-Isanti High School

Grades 9-12 · 2.8 mi away

Enrollment
1,582
Students per teacher
21.4

430 NW 8th Ave, Cambridge, MN 55008

(763) 689-6066

School assignments can change. Verify enrollment with Cambridge-Isanti Public School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: eXp Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.