435 Bluff Street - Photo 1
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435 Bluff Street
435 Bluff Street
435 Bluff Street
435 Bluff Street
435 Bluff Street

435 Bluff Street, Clearwater, MN 55320 - MLS# 7141823

MLS® #: 7141823|Days on Market: 49|Listed: Sep 10, 2026

$290,000

$330,000↓ 12.1%
Bedrooms
2
Bathrooms
2
Square Feet
1,437
Acres
0.44
Year Built
1947
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Ceiling Fan(s), Central Air
Garages
3
Days on Market
49
School District
742 - St. Cloud

Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

435 Bluff Street, Clearwater, MN 55320

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Interior Information

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Unfinished
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
LaundryIn Basement
Dining RoomSeparate/Formal Dining Room
Interior AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Tile Floors

Size & Levels

LevelsOne and One Half
Total Finished Sq Ft2,219 sq ft
Above Grade Finished1,437 sq ft
Main Level Finished782 sq ft
Foundation Size28 X 26

Bathrooms

Full Baths1
3/4 Baths1
Bathroom DetailsFull Basement, Main Floor 3/4 Bath

Rooms

Other Rooms

Living Room11' x 16'
Dining Room15' x 10'
Kitchen13' x 10'
Bedroom11' x 14'
Bedroom 211' x 14'

Exterior & Parking

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Patio / PorchDeck
Garage Stalls3
Garage Size36 X 24 (864 sq ft)
Garage Door8' wide x 7' tall
ParkingDetached Garage, Concrete

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.44 acres
Lot Dimensions120 X 160
ZoningResidential-Single Family
SubdivisionOriginal Clearwater
TownshipClearwater
CountyWright
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street, Paved Streets

Financial & Tax Information

Annual Taxes$3,384
Tax Year2026
Tax w/ Assessments$3,384
Assessment PendingNo
Parcel Number104010029020
Financing OptionsConventional, VA, FHA, Cash
List TypeService Agreement

Location

Call 612-356-2121For Showings and Questions

Schools

Broker Reciprocity logo
Listed by: SODL
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.