8645 163rd Street NW - Photo 1
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8645 163rd Street NW
8645 163rd Street NW
8645 163rd Street NW
8645 163rd Street NW
8645 163rd Street NW

8645 163rd Street NW, Clearwater, MN 55320 - MLS# 7122935

MLS® #: 7122935|Days on Market: 84|Listed: Aug 6, 2026
Active-Contingent

$414,900

$425,000↓ 2.4%
Bedrooms
5
Bathrooms
3
Square Feet
2,728
Acres
2.423
Year Built
1977
Property Type
Residential
Heating
Propane, Forced Air
Cooling
Central Air
Garages
2
Days on Market
84
School District
742 - St. Cloud

Completely renovated and move-in ready on almost 2.5 private, wooded acres! This 5 bed, 3 bath home has been updated from top to bottom: new A/C, furnace, water heater, windows and doors, fresh exterior and interior paint, all new flooring, and light fixtures throughout, and a new well pump and expansion tank. The main level features vaulted ceilings and an open floor plan centered around a classic white brick fireplace, with sliding doors leading to a deck overlooking mature trees. The brand new kitchen offers white cabinets, quartz counters, stainless steel appliances, and an eat in breakfast bar that flows into a bright dining area. Generous bedrooms sizes throughout, and the main level primary bedroom walks out to a large private deck. The walkout lower level is roughed-in for a full kitchen/bar and has direct access to the patio and yard! There are 3 more bedrooms, a spacious family room with a beautiful brick fireplace, and another beautifully updated bathroom with double sinks. A 2+ car attached garage and a long tree lined driveway round out this private, move-in ready property ready for its next owner!

8645 163rd Street NW, Clearwater, MN 55320

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Interior Information

BasementBlock, Egress Window(s), Finished, Full, Tile Shower, Walkout
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
CoolingCentral Air
HeatingForced Air
FuelPropane
Fireplaces2
Fireplace FeaturesFamily Room, Living Room, Wood Burning
LaundryLaundry Room, Main Level, Sink
Dining RoomBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
Interior AmenitiesDeck, Kitchen Center Island, Kitchen Window, Natural Woodwork, Patio, Paneled Doors, Vaulted Ceiling(s)

Size & Levels

LevelsThree Level Split
Total Finished Sq Ft2,728 sq ft
Above Grade Finished1,496 sq ft
Below Grade Finished1,232 sq ft
Main Level Finished264 sq ft

Bathrooms

Full Baths1
3/4 Baths1
1/2 Baths1
Bathroom Details3/4 Basement, Double Sink, Full Primary, Main Floor 1/2 Bath, Upper Level Full Bath, Primary Walk-Thru

Rooms

Upper Level Rooms

Living Room13' x 16'
Dining Room14' x 10'
Kitchen12' x 13'
Bedroom15' x 13'
Bedroom 211' x 13'

Lower Level Rooms

Family Room27' x 12'
Bedroom 311' x 13'
Bedroom 413' x 15'
Bedroom 512' x 9'

Exterior & Parking

ExteriorWood
ConstructionBlock
RoofAsphalt
FoundationBlock
Patio / PorchDeck, Patio
Garage Stalls2
Garage Size25x23 (575 sq ft)
ParkingAttached Garage

Lot & Utilities

Property SubtypeSingle Family
Single Family TypeAcreage
Lot Size2.423 acres
Lot Dimensions190x616x270x554
Lot DescriptionTree Coverage - Medium
ZoningResidential-Single Family
SubdivisionRays 2nd Add
TownshipClearwater Twp
CountyWright
SewerSeptic System Compliant - Yes
WaterWell

Financial & Tax Information

Annual Taxes$2,528
Tax Year2026
Tax w/ Assessments$2,528
Assessment PendingNo
Parcel Number204123001140
Financing OptionsAdj. Rate/Gr Payment, Conventional, VA, Trade, FHA, Cash, Other, USDA
Assumable MortgageNot Assumable
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Schools

Broker Reciprocity logo
Listed by: Keller Williams Classic Rlty NW
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.