6642 96th Street S - Photo 1
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6642 96th Street S
6642 96th Street S
6642 96th Street S
6642 96th Street S
6642 96th Street S

6642 96th Street S, Cottage Grove, MN 55016 - MLS# 7153953

MLS® #: 7153953|Days on Market: 22|Listed: Oct 6, 2026

$569,900

$582,500↓ 2.2%
Bedrooms
5
Bathrooms
3
Square Feet
2,717
Acres
0.253
Year Built
2020
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Central Air
Garages
3
Days on Market
22
School District
833 - South Washington County

Even better in person!! Mississippi River Valley views set the scene for this beautiful newer-construction home, perfectly positioned on a premium lot in sought-after Mississippi Dunes. With a private, peaceful setting overlooking the valley, the backyard feels like a true oasis while still offering all the benefits of a fantastic neighborhood

Inside, natural light fills the bright, open living spaces, with a gorgeous kitchen at the heart of the home, a dedicated coffee bar, beautiful dining area and comfortable spaces for both everyday living and entertaining. With five bedrooms and three baths, the thoughtfully designed layout offers plenty of room to spread out. The private primary suite is tucked away over the garage, creating a retreat of its own while remaining conveniently close to two additional bedrooms. Downstairs, the finished walkout lower level adds a family room, two more bedrooms, an additional bath, and is plumbed for a bar, creating even more flexibility for everyday living and entertaining. Outside is where this property truly shines. A large maintenance-free Trex deck overlooks the fully fenced yard and Mississippi River Valley beyond, creating an incredible backdrop for morning coffee, summer dinners or quiet evenings at home. A two-tier concrete patio and hot tub add even more space to relax and enjoy the setting, while permanent exterior lighting keeps the outdoor spaces inviting after sunset. A heated and insulated three-car garage, powered 10x12 storage shed and irrigation system round out the home’s many features. From the beautiful interior and versatile five-bedroom layout to the privacy, views and exceptional outdoor spaces, this Mississippi Dunes home offers a setting that feels truly special. Come experience it for yourself.

6642 96th Street S, Cottage Grove, MN 55016

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Interior Information

BasementFinished, Full, Walkout
AppliancesDishwasher, Disposal, Dryer, Microwave, Other, Range, Refrigerator, Washer, Water Softener Owned
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
LaundryGas Dryer Hookup, Lower Level, In Unit, Washer Hookup
Dining RoomKitchen/Dining Room
Interior AmenitiesDeck, Hardwood Floors, Hot Tub, Kitchen Center Island, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

Size & Levels

LevelsFour or More Level Split
Total Finished Sq Ft2,803 sq ft
Above Grade Finished1,683 sq ft
Below Grade Finished1,034 sq ft
Main Level Finished1,105 sq ft

Bathrooms

Full Baths3
Bathroom DetailsDouble Sink, Bathroom Ensuite, Full Primary, Full Basement, Private Primary, Main Floor Full Bath, Upper Level Full Bath

Rooms

Other Rooms

Living Room20'8" x 21'6"
Family Room29'4" x 21'
Dining Room11'4" x 13'4"
Kitchen13'4" x 9'4"
Bedroom12'4" x 10'4"
Bedroom 212' x 10'4"
Bedroom 318' x 16'2"
Bedroom 413'5" x 15'
Bedroom 513'8" x 12'2"
Walk-In Closet9'1" x 5'7"
Foyer9' x 7'5"
Utility Room9'3" x 8'9"

Exterior & Parking

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle, Pitched
FoundationPoured Concrete
Patio / PorchComposite Decking, Covered, Deck, Front Porch, Patio
Garage Stalls3
Garage Size27.8x25.3 (727 sq ft)
ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.253 acres
Lot DescriptionTree Coverage - Medium
ZoningResidential-Single Family
SubdivisionMississippi Dunes Estates Fifth Add
TownshipCottage Grove
CountyWashington
SewerCity Sewer/Connected
WaterCity Water/Connected
FencingFull
Other StructuresStorage Shed

Homeowners Association

Association Fee$125 / year
AssociationHOA Assist
Assessment PendingNo
Fee IncludesShared Amenities

Financial & Tax Information

Annual Taxes$5,935
Tax Year2026
Tax w/ Assessments$5,988
Assessment PendingNo
Parcel Number1902721420054
Financing OptionsConventional, VA, FHA, Cash
Assumable MortgageNot Assumable
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1950-1959, about 90% of occupied homes are owner-occupied, and the average commute is 23 minutes.

Cost of Ownership

Median home value

$353,300

Lower than the Cottage Grove median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,783/yr

Lower than the Cottage Grove median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$2,237/mo

Similar to the Cottage Grove median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$724/mo

Similar to the Cottage Grove median

Median monthly housing costs for owners without a mortgage.

Median rent

$2,267/mo

Higher than the Cottage Grove median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

90%

Similar than Cottage Grove overall

The share of occupied homes lived in by their owners.

Median year built

1991

Similar to the Cottage Grove median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later12%
  • 2010-20198%
  • 2000-200912%
  • 1990-199920%
  • 1970-19796%
  • 1960-19699%
  • 1950-195925%

Types of homes

The share of housing units in each building type.

  • Single-family detached78%
  • Townhome / attached13%
  • 5+ units6%

Getting Around

Average commute

23 min

Similar to the Cottage Grove median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone73%
  • Carpool7%
  • Work from home18%

Homes with broadband

87%

Lower than Cottage Grove overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

South Washington County Schools

This home is in the Pine Hill Elementary, Oltman Middle School and Park High School attendance areas of South Washington County Schools.

Elementary

Pine Hill Elementary

Grades K-5 · 0.8 mi away

Enrollment
502
Students per teacher
13.2

9015 Hadley Ave S, Cottage Grove, MN 55016

(651) 425-3901

Middle

Oltman Middle School

Grades 6-8 · 3.1 mi away

Enrollment
956
Students per teacher
19.5

6625 Goodview Avenue, Cottage Grove, MN 55016

(651) 425-3509

High

Park High School

Grades 9-12 · 2.3 mi away

Enrollment
1,992
Students per teacher
21.2

8040 80th St S, Cottage Grove, MN 55016

(651) 425-3702

School assignments can change. Verify enrollment with South Washington County Schools.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: EXP Realty, LLC
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.