20657 Jewel Avenue N - Photo 1
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20657 Jewel Avenue N
20657 Jewel Avenue N
20657 Jewel Avenue N
20657 Jewel Avenue N
20657 Jewel Avenue N

20657 Jewel Avenue N, Forest Lake, MN 55025 - MLS# 7162572

MLS® #: 7162572|Days on Market: 7|Listed: Oct 21, 2026

$350,000

Bedrooms
3
Bathrooms
2
Square Feet
1,682
Year Built
1964
Property Type
Residential
Heating
Natural Gas, Wood, Baseboard, Fireplace(s), Wood Stove
Cooling
Wall Unit(s), Ductless
Garages
2
Days on Market
7
School District
831 - Forest Lake

Tucked away at the very end of a quiet, private road in Forest Lake, this fully modernized retreat proves that the best hidden gems are worth finding. Ignore the “No Thru Traffic” sign and follow the road right to your own private sanctuary, complete with a convenient, spacious turn-around right next to the driveway.

For the buyer who wants the romance of a secluded, nature-filled escape without the stress of a fixer-upper maintenance, this home delivers unmatched peace of mind. Thousands of dollars have been invested into major, high-ticket upgrades so you do not have to worry about them for years to come. Enjoy a brand-new, high efficiency boiler (2025), a completely updated mini-split heating and cooling system, a new chimney liner, and upgraded attic insulation to keep your energy bills low and your comfort levels high.

Inside, the home radiates modern elegance with gorgeous new flooring spanning nearly the entire layout, a crisp coat of designer interior paint, and trendy, updated light fixtures that illuminate every room. Step outside to experience your own private woodland paradise. The current owners have cleared 13 dead or diseased trees to let the natural sunlight pour over the property, expanding the retaining wall and adding stunning new front and back decks perfect for morning coffee, weekend barbecues, or quiet evenings under the stars.

With every major system freshly upgraded and a beautifully refreshed living space waiting for your personal touch, all that is left to do is move right in and start living. Opportunities to own a private, worry-free oasis like this do not come around twice. Schedule your tour today and see why this Forest Lake standout is the one you have been waiting for!

20657 Jewel Avenue N, Forest Lake, MN 55025

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Interior Information

BasementCrawl Space, Unfinished
CoolingDuctless Mini-Split, Wall Unit(s)
HeatingBaseboard, Boiler, Fireplace(s), Wood Stove
FuelNatural Gas, Wood
Fireplaces1

Size & Levels

LevelsTwo
Total Finished Sq Ft1,782 sq ft
Above Grade Finished1,682 sq ft
Main Level Finished980 sq ft

Bathrooms

Full Baths1
1/2 Baths1

Rooms

Main Level Rooms

Living Room23' x 13'
Dining Room11' x 13'
Kitchen11' x 12'
Four Season Porch14' x 16'
Patio20' x 7'
Deck16' x 20'

Upper Level Rooms

Bedroom17' x 11'
Bedroom 210' x 12'
Bedroom 310' x 13'
Laundry10' x 11'

Exterior & Parking

ExteriorBrick Veneer, Stucco
FoundationBlock
Garage Stalls2
Garage Size22x22.5 (550 sq ft)
ParkingAttached Garage

Lot & Utilities

Property SubtypeSingle Family
Lot Size20,038 square feet
Lot Dimensions100x199
ZoningResidential-Single Family
TownshipForest Lake
CountyWashington
SewerSeptic System Compliant - Yes
WaterWell

Financial & Tax Information

Annual Taxes$3,499
Tax Year2025
Tax w/ Assessments$3,502
Other Annual Assessments$3
Assessment PendingNo
Parcel Number2403221240010
Financing OptionsConventional, VA, FHA, Cash
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2000-2009, about 96% of occupied homes are owner-occupied, and the average commute is 25 minutes.

Cost of Ownership

Median home value

$404,100

Similar to the Forest Lake median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,737/yr

Similar to the Forest Lake median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,874/mo

Lower than the Forest Lake median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$827/mo

Similar to the Forest Lake median

Median monthly housing costs for owners without a mortgage.

Homes in the Area

Owner-occupied homes

96%

Higher than Forest Lake overall

The share of occupied homes lived in by their owners.

Median year built

1993

Similar to the Forest Lake median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2010-201914%
  • 2000-200922%
  • 1990-199917%
  • 1980-19896%
  • 1970-197918%

Types of homes

The share of housing units in each building type.

  • Single-family detached84%
  • Townhome / attached16%

Getting Around

Average commute

25 min

Similar to the Forest Lake median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone71%
  • Work from home20%

Homes with broadband

98%

Higher than Forest Lake overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Forest Lake Public School District

This home is in the Scandia Elementary, Forest Lake Area Middle School and Forest Lake Area High School attendance areas of Forest Lake Public School District.

Elementary

Scandia Elementary

Grades PK-6 · 4.8 mi away

Enrollment
311
Students per teacher
18.3

14351 Scandia Tr N, Scandia, MN 55073

(651) 982-3300

Middle

Forest Lake Area Middle School

Grades 7-8 · 3.1 mi away

Enrollment
916
Students per teacher
19.5

21395 Goodview Ave N, Forest Lake, MN 55025

(651) 982-3000

High

Forest Lake Area High School

Grades 9-12 · 3.4 mi away

Enrollment
1,805
Students per teacher
24.7

6101 Scandia Tr N, Forest Lake, MN 55025

(651) 982-8401

School assignments can change. Verify enrollment with Forest Lake Public School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: Edina Realty, Inc.
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.