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12377 71st Street NE, Otsego, MN 55330 - MLS# 7144259

MLS® #: 7144259|Days on Market: 44|Listed: Sep 14, 2026

$475,000

$487,190↓ 2.5%

Bedrooms

Bathrooms

Square Feet

2,402

Acres

0.26

Year Built

2026

Property Type

Residential

Heating

Natural Gas, Forced Air

Cooling

Central Air

Garages

Days on Market

School District

728 - Elk River

Ask how you can receive a 5.99% 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home!

The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area accented by vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper-level bedroom has a walk-in closet; primary bedroom has TWO walk-in closets along with a private ensuite bathroom. Not to mention FINISHED WALKOUT LOWER LEVEL with amazing pond views!! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, COSTCO just minutes away. What more could you ask for? No community HOA.

12377 71st Street NE, Otsego, MN 55330

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Interior Information

BasementDrain Tiled, Drainage System, Finished, Sump Pump, Walkout

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

CoolingCentral Air

HeatingForced Air

FuelNatural Gas

Fireplaces1

Fireplace FeaturesElectric, Living Room

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

Dining RoomEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

Interior AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Electric200+ Amp Service

Size & Levels

LevelsThree Level Split

Total Finished Sq Ft2,402 sq ft

Above Grade Finished1,796 sq ft

Below Grade Finished606 sq ft

Main Level Finished956 sq ft

Bathrooms

Full Baths2

3/4 Baths1

1/2 Baths1

Bathroom Details3/4 Primary, Double Sink, Bathroom Ensuite, Full Basement, His and Her Closets, Private Primary, Main Floor 1/2 Bath, Upper Level Full Bath, Walk-In Shower Stall

Rooms

Main Level Rooms

Living Room16' x 13'

Dining Room14' x 9'

Kitchen12' x 8'

Flex Room14' x 11'

Upper Level Rooms

Bedroom16' x 12'

Bedroom 212' x 9'

Bedroom 312' x 8'

Lower Level Rooms

Family Room20' x 13'

Bedroom 413' x 11'

Utility Room13' x 10'

Exterior & Parking

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

FoundationPoured Concrete

Patio / PorchCovered, Front Porch

Garage Stalls3

ParkingAttached Garage, Asphalt, Garage Door Opener

New ConstructionYes

Lot & Utilities

Property SubtypeSingle Family

Lot Size0.26 acres

Lot Dimensions66x173x61x170

Lot DescriptionSod Included in Price

ZoningResidential-Single Family

SubdivisionNorthwater

TownshipOtsego

CountyWright

SewerCity Sewer/Connected

WaterCity Water/Connected

Road FrontageCity Street, Curbs, Paved Streets

Financial & Tax Information

Annual Taxes$1,134

Tax Year2026

Tax w/ Assessments$1,134

Assessment PendingNo

Parcel Number118361005030

List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2010-2019, about 98% of occupied homes are owner-occupied, and the average commute is 32 minutes.

Cost of Ownership

Median home value

$385,000

Similar to the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,701/yr

Lower than the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$2,275/mo

Higher than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$648/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,229/mo

Lower than the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

98%

Higher than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

2008

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

2020 or later10%
2010-201935%
2000-200928%
1990-19994%
1970-197917%

Types of homes

The share of housing units in each building type.

Single-family detached87%
Townhome / attached12%

Getting Around

Average commute

32 min

Higher than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

Drive alone71%
Carpool13%
Work from home12%

Homes with broadband

94%

Similar than Twin Cities metro overall

The share of households with a broadband internet subscription.

Schools

Elk River Public School District

This home is in the Prairie View Elementary School, Prairie View Middle School and Rogers Senior High attendance areas of Elk River Public School District.