14620 94th Street NE - Photo 1
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14620 94th Street NE
14620 94th Street NE
14620 94th Street NE
14620 94th Street NE
14620 94th Street NE

14620 94th Street NE, Otsego, MN 55330 - MLS# 7145587

MLS® #: 7145587|Days on Market: 42|Listed: Sep 16, 2026

$445,000

Bedrooms
3
Bathrooms
3
Square Feet
2,007
Acres
1.224
Year Built
1991
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Central Air
Garages
2
Days on Market
42
School District
728 - Elk River

Enjoy the best of country living without giving up convenience! This inviting acreage property offers peace and privacy just minutes from shopping, dining, and easy access to Highways 10 & 101. Located in the Elk River School District, the flexible floor plan features a private office that can also serve as a 4th bedroom. Enjoy granite kitchen countertops, plus new custom windows and exterior doors in 2024. The unfinished basement with egress window offers future living space and equity-building potential. Residents also enjoy access to 16.56 acres of shared Mississippi River frontage, scenic trails, and river access. Septic system is compliant.

14620 94th Street NE, Otsego, MN 55330

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Interior Information

BasementEgress Window(s), Unfinished
AppliancesDishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
Fireplaces1
Fireplace FeaturesFamily Room
LaundryLaundry Room
Dining RoomKitchen/Dining Room
Interior AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Washer/Dryer Hookup
ElectricCircuit Breakers

Size & Levels

LevelsFour or More Level Split
Total Finished Sq Ft3,275 sq ft
Above Grade Finished2,007 sq ft
Main Level Finished1,311 sq ft
Foundation Size1915

Bathrooms

Full Baths1
3/4 Baths2
Bathroom DetailsFull Primary, Private Primary, Upper Level 3/4 Bath, Upper Level Full Bath

Rooms

Main Level Rooms

Living Room14' x 13'
Dining Room14' x 11'
Kitchen14' x 10'
Deck20' x 16'

Upper Level Rooms

Bedroom15' x 15'
Bedroom 211' x 12'
Bedroom 311' x 12'
Walk-In Closet9' x 6'
Primary Bathroom9' x 7'

Lower Level Rooms

Family Room22' x 14'
Office11' x 10'

Basement Level Rooms

Unfinished27' x 20'

Exterior & Parking

ExteriorCedar, Engineered Wood
ConstructionBlock, Frame
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationBlock
Patio / PorchDeck, Front Porch
Garage Stalls2
Garage Size24x21 (528 sq ft)
Garage Door16' wide x 7' tall
ParkingAttached Garage

Lot & Utilities

Property SubtypeSingle Family
Lot Size1.224 acres
Lot Dimensions211x255x213x239
Lot DescriptionTree Coverage - Medium, Underground Utilities
ZoningResidential-Single Family
SubdivisionMississippi Parkwood
TownshipOtsego
CountyWright
SewerPrivate Sewer, Tank with Drainage Field
WaterWell
Road FrontageCity Street, Paved Streets
WaterfrontAssociation Access, Deeded Access, River Front, Shared

Homeowners Association

Association Fee$47 / year
AssociationMississippi Parkwood Homeowners
Assessment PendingNo
Fee IncludesShared Amenities

Financial & Tax Information

Annual Taxes$3,608
Tax Year2025
Tax w/ Assessments$3,608
Assessment PendingNo
Parcel Number118049003030
Financing OptionsAdj. Rate/Gr Payment, Conventional, VA, FHA, Cash, MHFA/WHEDA
Assumable MortgageNot Assumable
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2010-2019, about 98% of occupied homes are owner-occupied, and the average commute is 32 minutes.

Cost of Ownership

Median home value

$385,000

Similar to the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,701/yr

Lower than the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$2,275/mo

Higher than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$648/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,229/mo

Lower than the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

98%

Higher than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

2008

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later10%
  • 2010-201935%
  • 2000-200928%
  • 1990-19994%
  • 1970-197917%

Types of homes

The share of housing units in each building type.

  • Single-family detached87%
  • Townhome / attached12%

Getting Around

Average commute

32 min

Higher than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone71%
  • Carpool13%
  • Work from home12%

Homes with broadband

94%

Similar than Twin Cities metro overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Elk River Public School District

This home is in the Otsego Elementary, Prairie View Middle School and Rogers Senior High attendance areas of Elk River Public School District.

Elementary

Otsego Elementary

Grades K-4 · 1.7 mi away

Enrollment
536
Students per teacher
17.3

8125 NE River Rd, Otsego, MN 55330

(763) 241-3494

Middle

Prairie View Middle School

Grades 5-8 · 2.7 mi away

Enrollment
953
Students per teacher
25.8

8300 Maciver Ave NE, Otsego, MN 55330

(763) 241-3400

High

Rogers Senior High

Grades 9-12 · 5.7 mi away

Enrollment
1,888
Students per teacher
28.2

21000 141st Ave, Rogers, MN 55374

(763) 274-3140

School assignments can change. Verify enrollment with Elk River Public School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: NextHome West Metro
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.