4524 232nd Lane NW - Photo 1
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4524 232nd Lane NW
4524 232nd Lane NW
4524 232nd Lane NW
4524 232nd Lane NW
4524 232nd Lane NW

4524 232nd Lane NW, Saint Francis, MN 55070 - MLS# 7162605

MLS® #: 7162605|Days on Market: 8|Listed: Oct 20, 2026

$339,900

Bedrooms
3
Bathrooms
2
Square Feet
1,984
Acres
0.26
Year Built
2003
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Ceiling Fan(s), Central Air
Garages
3
Days on Market
8
School District
15 - St. Francis

Very nice 3 bedroom 2 bathroom split level! This home is in great condition! Huge kitchen/dining room is boasting NEW LVP Flooring and walks out to the freshly stained deck! 2 big bedrooms on the upper level that both have big walk-in closets! Lower level is fully finished with a giant family room, 3rd bedroom

and plenty of storage! Big backyard is fully fenced making it perfect for kids and pets to play!

Conveniently located just minutes from Saint Francis amenities. Updates include; New Furnace, Rebuilt AC,

Kitchen flooring, Roof, Siding, Water Heater and Driveway sealing.

4524 232nd Lane NW, Saint Francis, MN 55070

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Interior Information

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Tile Shower
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
LaundryLower Level
Dining RoomKitchen/Dining Room
Interior AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
ElectricCircuit Breakers

Size & Levels

LevelsSplit Entry (Bi-Level)
Total Finished Sq Ft2,024 sq ft
Above Grade Finished1,024 sq ft
Below Grade Finished960 sq ft
Main Level Finished1,024 sq ft

Bathrooms

Full Baths1
3/4 Baths1
Bathroom Details3/4 Basement, Upper Level Full Bath, Walk Thru

Rooms

Other Rooms

Living Room19' x 12'
Family Room22' x 22'
Dining Room12' x 10'
Kitchen12' x 12'
Bedroom13' x 12'
Bedroom 211' x 10'
Bedroom 313' x 12'
Deck12' x 12'

Exterior & Parking

ExteriorStone, Vinyl
ConstructionBlock
RoofAsphalt
FoundationBlock
Patio / PorchDeck
Garage Stalls3
Garage Size24x20 (480 sq ft)
ParkingAttached Garage, Asphalt, Garage Door Opener

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.26 acres
Lot Dimensions85x135x85x135
Lot DescriptionTree Coverage - Light, Tree Coverage - Medium
ZoningResidential-Single Family
TownshipSaint Francis
CountyAnoka
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street, Paved Streets
FencingChain Link, Full

Financial & Tax Information

Annual Taxes$3,798
Tax Year2026
Tax w/ Assessments$3,798
Assessment PendingNo
Parcel Number313424310059
Financing OptionsConventional, VA, FHA, Cash, USDA
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2000-2009, about 85% of occupied homes are owner-occupied, and the average commute is 30 minutes.

Cost of Ownership

Median home value

$290,000

Lower than the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$2,071/yr

Lower than the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,804/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$783/mo

Similar to the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,331/mo

Lower than the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

85%

Higher than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

1999

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2010-20198%
  • 2000-200933%
  • 1990-199929%
  • 1980-198912%

Types of homes

The share of housing units in each building type.

  • Single-family detached65%
  • Townhome / attached7%
  • Mobile home22%

Getting Around

Average commute

30 min

Higher than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone74%
  • Carpool10%
  • Work from home16%

Homes with broadband

98%

Similar than Twin Cities metro overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

St. Francis Area Schools

This home is in the St. Francis Elementary, St. Francis Middle and St. Francis High attendance areas of St. Francis Area Schools.

Elementary

St. Francis Elementary

Grades K-5 · 0.8 mi away

Enrollment
621
Students per teacher
15.9

22919 St. Francis Blvd, Saint Francis, MN 55070

(763) 213-8671

Middle

St. Francis Middle

Grades 6-8 · 0.9 mi away

Enrollment
890
Students per teacher
21.7

23065 Saint Francis Blvd NW, Saint Francis, MN 55070

(763) 213-8501

High

St. Francis High

Grades 9-12 · 1.5 mi away

Enrollment
1,139
Students per teacher
19.3

3325 Bridge St, Saint Francis, MN 55070

(763) 213-1501

School assignments can change. Verify enrollment with St. Francis Area Schools.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

Broker Reciprocity logo
Listed by: JPW Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.