101 Carissa Lane SW - Photo 1
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101 Carissa Lane SW
101 Carissa Lane SW
101 Carissa Lane SW
101 Carissa Lane SW
101 Carissa Lane SW

101 Carissa Lane SW, Saint Michael, MN 55376 - MLS# 7144163

MLS® #: 7144163|Days on Market: 45|Listed: Sep 13, 2026

$419,900

$425,000↓ 1.2%
Bedrooms
4
Bathrooms
2
Square Feet
1,894
Acres
0.26
Year Built
1995
Property Type
Residential
Heating
Natural Gas, Forced Air, Fireplace(s)
Cooling
Ceiling Fan(s), Central Air
Garages
3
Days on Market
45
School District
885 - St. Michael-Albertville

Beautifully Updated Saint Michael Home with a 2.9% Assumable Mortgage Opportunity for Qualified Veteran Buyers.

Welcome to this well-maintained, updated 4-bedroom, 2-bath home in Saint Michael, featuring a versatile 4th bedroom that seamlessly transforms into a private office, kids' playroom, or custom flex space to fit your lifestyle. Complete with a spacious 3-car garage, walkout lower level, and a beautiful screened-in porch that overlooks a peaceful green space directly behind the property. With flexible living spaces and thoughtful updates throughout, there's room to work from home, entertain, enjoy hobbies, and make yourself comfortable with convenient access to Minneapolis for commuting, dining, and entertainment.

The refreshed kitchen features updated cabinetry, stainless-steel appliances, and soft-close cabinet hardware. Both bathrooms have updated vanities, toilets, faucets, and hardware, and one features a new shower with attractive tile.

Major improvements include an entirely new and efficient HVAC system, an updated electrical panel, and updated roofing on both the home and garage. A whole-house carbon filtration system is also in place.

Recent interior updates include new carpet, LVP and subflooring, fresh paint, updated trim and interior doors, ceiling fans, stair rails, and top-down/bottom-up blinds.

The insulated 3-car garage includes one heated stall, making it useful for year-round projects, hobbies, or extra storage. Replaced garage doors and an exterior 50-amp RV hookup are additional practical features.

With its flexible living spaces, dedicated office, extensive updates, and open green-space backdrop, this home offers a comfortable place to settle in and make your own.

Financing opportunity: Qualified buyers may be eligible to assume the existing 2.9% mortgage, subject to lender and loan-program approval. Ask for details about eligibility and assumption requirements.

101 Carissa Lane SW, Saint Michael, MN 55376

Ask an Agent

Interior Information

BasementBlock, Egress Window(s), Sump Basket, Sump Pump, Tile Shower, Walkout
AppliancesChandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
CoolingCentral Air
HeatingForced Air, Fireplace(s)
FuelNatural Gas
Fireplaces1
Fireplace FeaturesElectric
LaundryLower Level
Dining RoomInformal Dining Room
Interior AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, Vaulted Ceiling(s), Walk-In Closet

Size & Levels

LevelsFour or More Level Split
Total Finished Sq Ft2,104 sq ft
Above Grade Finished1,644 sq ft
Below Grade Finished250 sq ft
Main Level Finished500 sq ft

Bathrooms

Full Baths1
3/4 Baths1
Bathroom Details3/4 Basement, Main Floor Full Bath

Rooms

Other Rooms

Living Room18' x 14'9
Family Room14'9 x 18'4
Dining Room9'7 x 11'8
Kitchen10'9 x 12'8
Bedroom13'2 x 12'6
Bedroom 211'4 x 12'7
Bedroom 310'6 x 15'
Bedroom 412'7 x 9'8
Screened Porch13'3 x 11'7"

Exterior & Parking

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Patio / PorchPorch, Screened
Garage Stalls3
ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.26 acres
Lot Dimensions60x63x135x61x122
ZoningResidential-Single Family
SubdivisionZahlers 6th Add
TownshipSaint Michael
CountyWright
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street
Other StructuresStorage Shed

Financial & Tax Information

Annual Taxes$4,076
Tax Year2026
Tax w/ Assessments$4,076
Assessment PendingNo
Parcel Number114064005040
Financing OptionsConventional, VA, FHA, Cash
Assumable MortgageYes w/ Qualifying
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1990-1999, about 93% of occupied homes are owner-occupied, and the average commute is 31 minutes.

Cost of Ownership

Median home value

$378,400

Similar to the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,869/yr

Similar to the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$2,282/mo

Higher than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$791/mo

Similar to the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,416/mo

Similar to the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

93%

Higher than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

1994

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later6%
  • 2010-201910%
  • 2000-200915%
  • 1990-199932%
  • 1980-198916%
  • 1970-197910%

Types of homes

The share of housing units in each building type.

  • Single-family detached91%

Getting Around

Average commute

31 min

Higher than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone68%
  • Carpool9%
  • Work from home22%

Homes with broadband

98%

Higher than Twin Cities metro overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

St. Michael-Albertville School District

This home is in the St. Michael Elementary, St. Michael-Albertville Middle East and St. Michael-Albertville Senior High attendance areas of St. Michael-Albertville School District.

Elementary

St. Michael Elementary

Grades 1-4 · 0.6 mi away

Enrollment
654
Students per teacher
16.4

101 Central Ave W, Saint Michael, MN 55376

(763) 497-4882

Middle

St. Michael-Albertville Middle East

Grades 5-8 · 2.6 mi away

Enrollment
959
Students per teacher
19.2

4862 Naber Ave NE, Saint Michael, MN 55376

(763) 497-2655

High

St. Michael-Albertville Senior High

Grades 9-12 · 2.7 mi away

Enrollment
2,204
Students per teacher
22.3

5800 Jamison Ave NE, Saint Michael, MN 55376

(763) 497-2192

School assignments can change. Verify enrollment with St. Michael-Albertville School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: New Century Real Estate
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.