415 Bay Street - Photo 1
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415 Bay Street
415 Bay Street
415 Bay Street
415 Bay Street
415 Bay Street

415 Bay Street, Saint Paul, MN 55102 - MLS# 7145137

MLS® #: 7145137|Days on Market: 40|Listed: Sep 18, 2026

$199,900

$219,900↓ 9.1%
Bedrooms
2
Bathrooms
1
Square Feet
850
Acres
0.129
Year Built
1900
Property Type
Residential
Heating
Natural Gas, Hot Water
Cooling
None
Days on Market
40
School District
625 - St. Paul

This cozy home is move-in ready! Recent updates include freshly painted interior, updated bathroom, updated light fixtures, and new entryway landings. This is a great value in a great neighborhood close to shopping, bus routes, and restaurants.

415 Bay Street, Saint Paul, MN 55102

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Interior Information

BasementFull
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
HeatingBoiler, Hot Water
FuelNatural Gas
LaundryIn Basement
ElectricCircuit Breakers, 100 Amp Service

Size & Levels

LevelsOne
Total Finished Sq Ft1,700 sq ft
Above Grade Finished850 sq ft
Main Level Finished850 sq ft

Bathrooms

Full Baths1
Bathroom DetailsMain Floor Full Bath

Rooms

Other Rooms

Living Room14' x 13'
Kitchen20' x 11'
Bedroom11' x 9'
Bedroom 28' x 9'
Walk-In Closet6' x 7'

Exterior & Parking

ExteriorStucco
RoofAsphalt
FoundationCombination
ParkingGravel

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.129 acres
Lot Dimensions125x45
ZoningResidential-Single Family
SubdivisionAv Brns Sub Of Stsn, Brn&Ramsy
TownshipSaint Paul
CountyRamsey
SewerCity Sewer/Connected
WaterCity Water/Connected
Power CompanyXcel Energy

Financial & Tax Information

Annual Taxes$3,614
Tax Year2026
Tax w/ Assessments$3,614
Assessment PendingNo
Parcel Number112823140128
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1939 or earlier, about 72% of occupied homes are owner-occupied, and the average commute is 21 minutes.

Cost of Ownership

Median home value

$297,800

Similar to the St. Paul median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,930/yr

Similar to the St. Paul median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,733/mo

Lower than the St. Paul median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$765/mo

Similar to the St. Paul median

Median monthly housing costs for owners without a mortgage.

Median rent

$1,125/mo

Lower than the St. Paul median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

72%

Higher than St. Paul overall

The share of occupied homes lived in by their owners.

Median year built

1938

Similar to the St. Paul median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 1950-19599%
  • 1939 or earlier72%

Types of homes

The share of housing units in each building type.

  • Single-family detached69%
  • 2-4 units23%

Getting Around

Average commute

21 min

Similar to the St. Paul median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone58%
  • Carpool10%
  • Work from home25%

Homes with broadband

98%

Higher than St. Paul overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Saint Paul Public Schools

This home is in the EXPO for Excellence Elementary Sch, Hidden River Middle School and Central Senior High attendance areas of Saint Paul Public Schools.

Elementary

EXPO for Excellence Elementary Sch

Grades PK-5 · 1.5 mi away

Enrollment
393
Students per teacher
10.9

540 Warwick St, Saint Paul, MN 55116

(651) 290-8384

Middle

Hidden River Middle School

Grades 6-8 · 2.6 mi away

Enrollment
640
Students per teacher
22.1

631 Albert Street N, Saint Paul, MN 55104

(651) 293-8860

High

Central Senior High

Grades 9-12 · 1.6 mi away

Enrollment
1,682
Students per teacher
26.3

275 Lexington Pkwy N, Saint Paul, MN 55104

(651) 744-4900

School assignments can change. Verify enrollment with Saint Paul Public Schools.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: IQ Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.